What Is Nevada Health Link?
Nevada Health Link is the state’s online health insurance marketplace designed to help Nevada residents find affordable health and dental insurance that fits their needs and your budget. Through Nevada Health Link, individuals can shop for, compare and purchase a qualified health or qualified dental plan. Nevada Health Link is run by the state agency known as the Silver State Health Insurance Exchange.
Nevada Health Link offers a variety of insurance plans from three different health insurance companies, as well as tools and resources to help you choose the plan that’s right for you. Nevada Health Link is the ONLY health insurance resource that can provide you with federal tax credits and subsidies to help cover the cost of your insurance.
During Open Enrollment for Plan Year 2020, Nevada Health Link is no longer using the federal technology platform known as HealthCare.gov to enroll Nevada consumers in coverage. Instead, existing and new consumers will shop for and enroll in health insurance coverage directly through Nevada Health Link.
What Is Open Enrollment?
The Open Enrollment Period is the only time of year that enrollees can sign-up for health insurance or make changes to their existing plan. This year, Open Enrollment runs November 1 through December 15, 2019. If you do not enroll before midnight on December 15, 2019, you will not be able to purchase a Qualified Health or Qualified Dental Plan until the following year, during Open Enrollment – unless you experience a qualifying life event, making you eligible for a Special Enrollment Period.
Why Is Health Insurance Important?
No matter your age, gender, shoe size, or where you live in Nevada, you need health insurance. Get peace of mind knowing all qualified health plans offered through Nevada Health Link provide access to comprehensive coverage, including the 10 Essential Health Benefits. All Nevada Health Link plans are Affordable Care Act (ACA) certified and applicants will not be denied coverage due to a pre-existing condition.
Qualified Health Plans through Nevada Health Link include the following essential health benefits:
• Maternity and newborn care
• Prescription medication coverage
• Mental health care
• Substance use disorder services
• Preventative care – annual exams, check-ups, cancer screenings
• Treatment for developmental delays
• And many more
Can You Get Financial Assistance?
Over 80% of Nevada Health Link enrollees qualify for financial assistance to help pay their monthly premiums through federal tax credits or subsidies. Depending on your family size and annual household income, you may be eligible to pay as little as $0 a month for health insurance. See if you qualify for subsidies to reduce the cost of your health insurance today.
Need Help Navigating the Enrollment Process?
Nevada Health Link partners with licensed enrollment professionals (Brokers and Navigators) to help you navigate the application process. If you have questions about the enrollment process, speak with a professional Agent/Broker or Certified Enrollment Counselor at no additional cost.
Whether you have questions about re-enrollment or are enrolling in health insurance for the first time, Nevada Health Link is here to help! If you need assistance immediately, you can call the Nevada Health Link Customer Assistance Center at 1-800-547-2927 or email us at CustomerServiceNVHL@exchange.nv.gov. Don’t wait until the deadline on December 15, enroll in coverage today.